On December 18, 2019 the CFPB released guidance for disclosing construction and construction-permanent loans under TRID. They published two guides on their website. The first is focused on disclosing construction and construction-permanent loans with separate Loan Estimates and Closing Disclosures for each phase of the loan and the second is on how to disclose a combined Loan Estimate and combined Closing Disclosure for both phases of a construction-permanent transaction. Both construction disclosures guides can be accessed by clicking this link: https://www.consumerfinance.gov/policy-compliance/guidance/tila-respa-disclosure-rule/.